Utah income tax, 2026
What a salary actually costs in Utah, 22nd lowest of 51 at $100,000, and a line-by-line account of where that money is spent.
On a $100,000 salary in Utah, you keep $75,405 after income tax and payroll contributions. That is an effective rate of 24.60%. Every extra dollar you earn is taxed at 26.50%.
Of that, $3,776 goes to Utah and the rest to the federal government.
Among the 51 US states and DC, Utah ranks 22nd lowest at this income. The same salary would cost $20,820 in Alaska and $28,810 in New York, a spread of $7,990 a year.
Your $24,596 funds benefits & pensions more than anything else ($6,041), followed by health ($5,773) and debt interest ($3,335).
What you pay
Every charge, at every level of government.
| Charge | Level | Rate | Amount |
|---|---|---|---|
| Social Securityfederal · 6.20% | federal | $6,200.00 | |
| Medicarefederal · 1.45% | federal | $1,450.00 | |
| Federal income taxfederal · 22.00% | federal | $13,170.00 | |
| Utah income taxstate · 4.50% | state | $3,775.50 | |
| Total tax | $24,595.50 |
Where your tax goes
Your $24,596 apportioned across what these governments actually budget to spend.
| Programme | Level | Your share | % |
|---|---|---|---|
| Medicare and Medicaidfederal · 20.43%Health coverage for people over 65 and for people on low incomes. Together they are the largest single thing the federal government buys. | federal | $5,024.65 | |
| Social Security retirement and survivorsfederal · 16.33%Monthly benefits to retired workers, their spouses and survivors. Funded by the payroll tax you pay separately. | federal | $4,015.66 | |
| Interest on the national debtfederal · 13.56%Interest on accumulated federal borrowing. It buys nothing, being the price of past deficits, and it is now the single largest line in the federal budget. | federal | $3,334.99 | |
| Department of Veterans Affairsfederal · 4.34%Veterans' health care, disability compensation and pensions. | federal | $1,066.95 | |
| Military operations and maintenancefederal · 3.94%Running the armed forces day to day: training, fuel, maintenance, bases. | federal | $970.09 | |
| Public welfare and social servicesstate · 3.47% | state | $852.97 | |
| Colleges and universitiesstate · 3.38% | state | $830.42 | |
| IRS and refundable tax creditsfederal · 3.25%Collecting tax, and paying out refundable credits such as the Earned Income Tax Credit and the refundable part of the Child Tax Credit. | federal | $798.36 | |
| K-12 educationstate · 2.75% | state | $676.30 | |
| Department of Agriculturefederal · 2.62%SNAP food assistance, school meals, farm support and the Forest Service. | federal | $644.35 | |
| Military personnelfederal · 2.38%Pay and allowances for service members. | federal | $585.06 | |
| Weapons and equipment procurementfederal · 1.87%Buying aircraft, ships, vehicles and munitions. | federal | $458.98 | |
| Social Security disability insurancefederal · 1.84%Benefits for workers who can no longer work because of disability. | federal | $452.78 | |
| Hospitalsstate · 1.63% | state | $402.02 | |
| Defence research and developmentfederal · 1.63%Developing and testing new military technology. | federal | $400.62 | |
| Office of Personnel Managementfederal · 1.48%Federal civilian employee retirement and health benefits. | federal | $363.32 | |
| Department of Transportationfederal · 1.47%Highways, transit, aviation and rail. | federal | $361.46 | |
| Other and unallocatedstate · 1.36% | state | $334.18 | |
| Department of Homeland Securityfederal · 1.33%Border and immigration enforcement, FEMA, the Coast Guard and the TSA. | federal | $326.68 | |
| Other Defense Civil Programsfederal · 0.88%Military retirement and related trust funds. | federal | $216.70 | |
| Highways and roadsstate · 0.85% | state | $208.39 | |
| Supplemental Security Incomefederal · 0.80%Payments to people over 65 or with disabilities who have very little income. | federal | $196.43 | |
| Department of Energyfederal · 0.60%The nuclear weapons complex, national laboratories and energy research. | federal | $148.15 | |
| Department of Housing and Urban Developmentfederal · 0.58%Rental assistance, public housing and community development. | federal | $143.17 | |
| Department of Laborfederal · 0.58%Unemployment insurance, worker protection and job training. | federal | $142.74 | |
| National Institutes of Healthfederal · 0.54%Medical and biomedical research. | federal | $133.98 | |
| Department of Justicefederal · 0.52%The FBI, DEA, federal prisons and US attorneys. | federal | $127.34 | |
| Environmental Protection Agencyfederal · 0.43%Clean air and water enforcement, and Superfund cleanups. | federal | $104.76 | |
| Department of Educationfederal · 0.40%Student aid, and funding for schools serving low-income students. | federal | $98.36 | |
| Financial administrationstate · 0.37% | state | $91.17 | |
| Department of Commercefederal · 0.34%The Census, NOAA, the Patent Office and economic development. | federal | $84.18 | |
| Department of Statefederal · 0.33%Embassies, diplomacy and foreign assistance. | federal | $80.36 | |
| Public health servicesstate · 0.29% | state | $71.83 | |
| National Aeronautics and Space Administrationfederal · 0.28%Space exploration and science. | federal | $69.63 | |
| Prisons and correctionsstate · 0.26% | state | $64.40 | |
| Department of the Interiorfederal · 0.26%National parks, public lands and tribal programmes. | federal | $63.47 | |
| Government buildingsstate · 0.26% | state | $62.76 | |
| University auxiliary servicesstate · 0.24% | state | $59.89 | |
| International Assistance Programsfederal · 0.20%Foreign aid, development finance and the Peace Corps. | federal | $49.00 | |
| Military construction and housingfederal · 0.19%Building and maintaining bases and family housing. | federal | $45.61 | |
| Health Resources and Services Administrationfederal · 0.17%Community health centres, rural health and the organ transplant system. | federal | $42.77 | |
| Courts and legal servicesstate · 0.14% | state | $35.50 | |
| Corps of Engineersfederal · 0.14%Flood control, waterways and harbours. | federal | $34.35 | |
| Centers for Disease Controlfederal · 0.13%Disease surveillance, outbreak response and immunisation. | federal | $32.29 | |
| HHS departmental managementfederal · 0.12%Running the department. | federal | $30.59 | |
| State policestate · 0.12% | state | $30.01 | |
| National Science Foundationfederal · 0.11%Basic scientific research grants. | federal | $28.19 | |
| Judicial Branchfederal · 0.11%The federal courts. | federal | $27.65 | |
| Indian Health Servicefederal · 0.10%Health care for American Indian and Alaska Native people. | federal | $23.51 | |
| Substance abuse and mental healthfederal · 0.10%Addiction treatment and community mental health services. | federal | $23.51 | |
| Legislative Branchfederal · 0.08%Congress, the GAO and the Library of Congress. | federal | $20.49 | |
| Independent Agenciesfederal · 0.08%Smaller independent federal agencies. | federal | $19.23 | |
| Parks and recreationstate · 0.06% | state | $14.61 | |
| Housing and community developmentstate · 0.06% | state | $14.39 | |
| Inspection and regulationstate · 0.05% | state | $12.87 | |
| Central staff servicesstate · 0.04% | state | $9.78 | |
| Food and Drug Administrationfederal · 0.04%Drug, device and food safety regulation. | federal | $9.35 | |
| Other HHS programmesfederal · 0.04%Remaining public health and human services programmes. | federal | $9.35 | |
| Administration for Community Livingfederal · 0.03%Services for older adults and people with disabilities. | federal | $8.50 | |
| Small Business Administrationfederal · 0.01%Small business lending and disaster loans. | federal | $2.37 | |
| Airportsstate · 0.01% | state | $1.49 | |
| Librariesstate · 0.00% | state | $1.02 | |
| Veterans servicesstate · 0.00% | state | $0.73 | |
| Solid waste managementstate · 0.00% | state | $0.60 | |
| Toll highwaysstate · 0.00% | state | $0.17 |
United States federal government FY2025: US Treasury, Monthly Treasury Statement Table 5, net outlays by agency for the fiscal year ended 2025-09-30, with the four largest agencies split into their published components.
UT 2023: US Census Bureau, Annual Survey of State Government Finances, table GS00SG01.
- •Allocation is proportional to published spending, not a trace of your actual dollars. No specific payment funds a specific programme.
- •Governments run deficits, so total spending exceeds total tax revenue. These shares show the composition of spending, not a balanced ledger.
What to check before trusting this
- •State figures are for tax year 2025 and every one has been cross-checked against the state's own published schedule or its enacting legislation (audited 2026-09-08). Confirm against the state revenue department before filing.